What the government’s message says, and means

What a member actually sees on screen or in a letter is above. What it means is below. Reading it does not make the reason go away — it only makes it visible.

This is a sample case. The names and numbers are manufactured and belong to no real person.

If your bank has recently merged (e.g. Allahabad Bank merging into Indian Bank), your old IFSC is invalid.

Your IFSC belongs to a bank that has since merged

The code was valid when you gave it. Your branch was merged into another bank and the old code no longer routes, so the payment cannot be made.

Still true: Reading this does not change the record. The reason stays exactly as true until it is fixed.

EPFO has introduced a 12-month waiting period for premature final EPF settlement and a 36-month waiting period for withdrawal benefits under EPS.

You left work less than twelve months ago

Full and final settlement before retirement now requires twelve months to have passed since you stopped working. Under the old scheme it was two.

Still true: Reading this does not change the record. The reason stays exactly as true until it is fixed.

EPF subscribers must maintain 25% minimum balance in their EPF account at all times

You asked for more than 75% of your balance

A quarter has to stay in the account. Kosh shows the exact maximum you can take today rather than letting the claim fail on the amount.

Still true: Reading this does not change the record. The reason stays exactly as true until it is fixed.

← The Verdict