What to do — in this order
This is a sample case. The names and numbers are manufactured and belong to no real person.
These ticks live on this page only. Reload and they are gone: this build stores nothing about you anywhere, which is the safer thing for it to do.
Months of contributions are missing from your account
Who has to fix it: Your employer · 30–90 days
- Payslips for several months
- Form 16
This opens when the step above is done. Starting several at once is how work gets done twice.
Your IFSC belongs to a bank that has since merged
Who has to fix it: You · 7–21 days
- Bank passbook
- Cancelled cheque
the bank KYC correction request is ready, filled in from your record.
PAN is not linked, so much more tax is taken
Who has to fix it: You · 3–10 days
- PAN card
the Joint Declaration form is ready, filled in from your record.
This opens when the step above is done. Starting several at once is how work gets done twice.
Every step ticked. You can file now. How to file it →
About 90 days, in this order. Out of order, it can take months.
That is the sum along the chain of steps that must wait for each other, not a count of tasks. Steps that can run alongside add nothing.
Both figures are our own arithmetic over the same step durations: every step end to end, against the chain that actually has to wait.