Kosh हिंदी में पढ़िए

If you file now, it will be rejected.

3 blockers · ~45 days · ₹0 in fees

This is a sample case. The names and numbers are manufactured and belong to no real person.

What is stopping it

1 Stops the claim

No nomination was ever filed on this account

Why it fails
Without a nomination the money is not refused, but it is not paid to whoever asks either. Entitlement has to be established, and that takes longer.
Who has to fix it
Nobody
How long
45–120 days
The rule — no valid nomination
Without a valid nomination, the legal process can become more time-consuming for the family.

Moneycontrol, an outdated EPF nominee can create unnecessary trouble for your family · Read the rule · We read this on 2026-08-18.

2 Stops the claim

The death certificate has not been attached

Why it fails
The certificate issued when the death was registered has to go with the claim. It is the first document checked, and nothing proceeds without it.
Who has to fix it
The family
How long
1–7 days
The rule — documents required
Death certificate of member (PDF, max 2MB)

Livemint, EPFO: want to claim provident fund after an EPF member's death? Stepwise guide for families · Read the rule · We read this on 2026-08-18.

3 Stops the claim

A child's share needs a bank account in the child's own name

Why it fails
You no longer need a guardianship certificate from a court. What you do need is an account in the child's name for their share to be paid into.
Who has to fix it
The family
How long
3–15 days
The rule — relaxation of the Guardianship Certificate requirement, subject to conditions
in cases where settlements are being credited to bank account of minor children, no separate Guardianship Certificate be insisted

EPFO circular No. WSU/Death claims/E-1115891/2025-26/25, as reported in Deloitte India tax alert, 15 September 2025 · Read the rule · We read this on 2026-08-19.

How complete this check is

Checked 23 of 61 rules. 0 we had no data for.

See the full check → Decode the government’s message →

This is not the government’s decision. The office decides. This is a check of whether the known causes of rejection are present in your record.

How do I fix it? →