Kosh हिंदी में पढ़िए

How to file it

Your form: Form 19

This is a sample case. The names and numbers are manufactured and belong to no real person.

Two different kinds of obstacle

2 of them are things in your record, and those can be fixed. The other 2 are the rule saying no, and no correction clears those. Do the first kind; for the second there is another route below.

How do I fix it? →

What can be done instead

Up to 75% of the balance can be taken now as an advance, without waiting. It is the remaining 25% that becomes available once twelve months of continuous unemployment are complete. Kosh shows the date and the amount for both.

From 2026-11-30 · ₹72,375

75% of ₹96,500 is ₹72,375 — the most available after the 2026 minimum-balance rule. The figure on the day will differ, because the balance keeps growing.

Rule: F02_WAIT_12M_FINAL

Ask for 75% of the balance or less and the amount stops being the problem. Kosh computes the figure for you.

Rule: F03_MIN_BALANCE_25

What Kosh cannot do

Kosh cannot submit the claim for you and cannot give the Aadhaar OTP. That is deliberate: sending something to a government system on somebody else’s behalf needs authority we do not have. You file it, from your own login, and that is the right way round.

What to do on the portal

  1. Log in to the member portal with your UAN and password.
  2. Open “Online Services”, then “Claim (Form-31, 19, 10C & 10D)”.
  3. Enter the last 4 digits of your bank account to verify it. This is the account the money goes to.
  4. Press “Proceed for Online Claim”.
  5. Choose Form 19. That is the form for your case.
  6. Fill in your address and upload whatever it asks for. The packet already has those ready.
  7. An OTP comes to your Aadhaar-linked mobile. That OTP is your signature.
  8. Submit. A tracking number appears on screen. Write it down or screenshot it.

The member portal unifiedportal-mem.epfindia.gov.in

How long it takes

An online claim is usually settled in 7 to 10 working days, provided your KYC is complete. Filed on paper at the office it can take up to 20 days.

What happens after I submit? → See the packet ← The Order